El Bank of America advierte a sus clientes de que podrían encontrarse en peligro si proporcionan sus datos de inicio de sesión al banco a agentes de inteligencia artificial (IA).

El Banco de América advierte a sus clientes de que podrían ser responsables de las consecuencias si entregan sus datos de acceso bancario a un agente de inteligencia artificial (IA).

En un correo electrónico dirigido a los clientes con el título “Proteger sus finanzas en el mundo de la IA”, el banco insta a las personas a no compartir nunca su nombre de usuario y contraseña con otra persona o servicio externo, según informa TechCrunch.

La advertencia se refiere específicamente a “herramientas o agentes basados en IA que ofrecen actuar en su nombre”.

Un portavoz del Banco de América confirmó a TechCrunch que el correo electrónico, que fue publicado por primera vez en las redes sociales, es real.

El banco también indica a los clientes que asumen ellos mismos el riesgo si comparten sus datos de acceso de todos modos.

“Si comparte sus credenciales, tenga en cuenta que es responsable de las actividades que se realicen a través de ese acceso”.

Entregar una contraseña bancaria a un asistente de IA podría permitir que este realice operaciones con el dinero del cliente sin que este lo sepa, o podría llevar al banco a bloquear la cuenta si sospecha que alguien está intentando acceder de forma no autorizada.

Una vulnerabilidad de seguridad en la herramienta de IA también podría hacer que los datos de acceso se filtren y lleguen a los hackers.

La guía del Banco de América para aplicaciones externas recomienda que los clientes utilicen la opción basada en el consentimiento del cliente, en la que se inician sesión directamente con el banco y pueden cortar el acceso de la aplicación en cualquier momento.

El banco afirma que la forma más segura de detener una aplicación que ya cuenta con los datos de acceso del cliente es cambiando la contraseña.

El Daily Hodl informó a principios de este mes que JPMorgan Chase, Wells Fargo, Bank of America y Morgan Stanley están tomando medidas para bloquear o restringir el uso de agentes basados en inteligencia artificial (IA) después de haber detectado bots no autorizados en las cuentas de sus clientes.

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