Los hogares estadounidenses invierten 38.423 dólares al año en vivienda y alimentos, lo que representa la mayor parte de su presupuesto en los últimos 15 años.

Los hogares estadounidenses ahora gastan casi la mitad de su presupuesto en vivienda y alimentos, la mayor proporción en 15 años.

El hogar promedio gastó 81.905 dólares en 2025, un 4.3% más que el año anterior; de este monto, 27.790 dólares se destinaron a la vivienda y 10.633 dólares a los alimentos, según la Oficina de Estadísticas del Trabajo de EE. UU. (BLS).

Juntas, estas dos categorías representaron el 46.9% del gasto total, lo que significó un costo adicional de 1.988 dólares para los hogares en comparación con 2024.

Los alimentos y la vivienda fueron las únicas categorías de gasto que registraron aumentos estadísticamente significativos de 2024 a 2025.

El gasto en vivienda aumentó un 5.8%, principalmente debido a un incremento del 8% en los costos de alojamiento, mientras que el gasto en viviendas alquiladas subió un 10.8%.

El gasto en alimentos aumentó un 4.6%, impulsado en parte por un incremento del 11.7% en los gastos en carnes, aves de corral, pescado y huevos.

Según la BLS:

“En promedio, las unidades de consumo gastaron 27.790 dólares en vivienda en 2025, lo que representa el 33.9% del gasto anual promedio total. Las siguientes categorías con mayor participación en el gasto total fueron el transporte (16.5%), los alimentos (13%) y el seguro personal y las pensiones (12.4%).”

Excluyendo el aumento registrado en 2020, la proporción destinada a la vivienda es la más alta desde 2010, mientras que la proporción destinada a los alimentos (13%) es la más alta desde 2011, según Bloomberg.

El ingreso promedio antes de impuestos aumentó un 6.4% hasta alcanzar los 110.847 dólares en 2025, superando el aumento del 2.6% en los precios al consumo durante el mismo período.

La Oficina de Estadísticas Laborales (BLS) indica que la Oficina del Censo no pudo recopilar datos de las encuestas en octubre y noviembre de 2025 debido al cierre del gobierno federal, por lo que la agencia ajustó sus métodos de análisis para tener en cuenta los meses faltantes.

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